If you’re in the market for a home and already made the decision to buy, then you’re already halfway there to owning a home.
Once you’ve decided on that, you’ll want to quickly follow up with a call to mortgage rep to get pre-qualified for a mortgage. If you need some suggestions, I’d be happy to supply you with a few.
Once you have the pre-qualification letter in hand, it’s valid for 60-90 days. If your home search goes beyond that window, all it takes is a quick call to your rep to extend that window and update them on any financial changes that may have occurred in that span.
Now that you have a better idea of the budget you have to work with, I’d like to sit down with you, the mortgage rep (if available), and anyone else involved in the homebuying process for a consultation meeting. This quick discussion will allow us to get everyone on the same page in terms of what we’re looking for: houses in a certain budget, the timeframe we’re working with, areas/towns of interest, and styles of homes. Additionally, we’ll begin to explore the kinds of things you’ll definitely want in your home and perhaps even the “it would be nice but don’t absolutely need it” items as well.
This is essentially the process for engaging in the early steps of homebuying, but every experience is different and specific to the individual. We’ll work together to cater a plan that works best for you.
Ready to kick-off the homebuying process? I’m here to help you every step of the way.